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Learn English: Making a payment in Australia

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You may be asked if you want to use cash or credit when you buy things in Australia. Read on to learn some words that you can use when you pay for something here.

'Credit cards' and 'debit cards' are commonly used to pay for something in Australia.

You can get either card from a bank.

The difference is that the debit card uses your own money whereas the credit card uses 'credit', provided by the bank, that you will have to pay back.

A common way of paying for something here in Australia is to tap your card on a machine.

This is sometimes referred to as 'tap and go'.

If you need cash you can go to an 'ATM' to withdraw money. 'ATM' stands for 'Automated Teller Machine'.

To 'deposit' money or bank a 'cheque', you can go to a bank.

You might also be asked if you would like any 'cash out' when you're paying by card at a business.

That means the person at the counter is able to withdraw cash from your account for you.

Some stores might also provide a 'lay-by' option.

This means you can buy something and pay for it in instalments.

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